BTC to XMR rate today
Right now 1 BTC = 157 XMR. You receive that amount minus a 1% service fee and the small Monero network fee for sending your coins.
Here's what common amounts of Bitcoin convert to when you swap BTC to XMR at today's rate. The figures refresh every 30 seconds.
| You send | Market value | You receive | ≈ USD |
|---|
Amounts update with live rates and include the 1% service fee and the XMR network fee.
How to swap BTC to XMR
You need Bitcoin in any wallet and a Monero wallet to receive. If you don't have a Monero wallet yet, set one up first. It takes about five minutes.
- Choose BTC → XMR and enter the amountThe calculator shows the live rate, the 1% fee, the Monero network fee and how much XMR you will receive.
- Paste your Monero addressWe verify the address checksum before you continue. Add a Bitcoin refund address in case the swap can't complete.
- Send your Bitcoin depositSend the exact amount to the one-time deposit address. Using a normal or high fee in your wallet helps your deposit confirm faster.
- Receive MoneroAfter 2 Bitcoin confirmations we exchange your BTC and send XMR to your wallet.
Choosing a Monero wallet
Monero uses its own wallets. Bitcoin wallets cannot hold XMR unless they explicitly support it. Popular options:
| Wallet | Platform | Good for |
|---|---|---|
| Monero GUI | Windows, macOS, Linux | The official desktop wallet. Full control, can run your own node. |
| Feather Wallet | Windows, macOS, Linux | A lighter desktop wallet that syncs quickly. |
| Cake Wallet | iOS, Android | A popular mobile wallet with strong Monero support. |
| Monerujo | Android | A mobile wallet built only for Monero. |
Write down your seed phrase on paper when you create the wallet. Anyone with those words can spend your Monero, and without them you cannot recover the wallet.
Use a subaddress
Monero wallets can create unlimited subaddresses, which start with 8. Using a new one for each swap keeps your incoming payments unlinkable to each other.
BTC to XMR fees
| Fee | How it's calculated | Right now |
|---|---|---|
| Service fee | 1% of the swap amount | 1% |
| Monero network fee | Set by the Monero network per transaction | 0.00012 XMR ($0.07) |
You also pay the Bitcoin network fee when you send your deposit. That fee is set in your own wallet and goes to Bitcoin miners. At the moment about 3 sat/vB is enough for confirmation within half an hour.
How long does BTC to XMR take?
Your deposit appears in the Bitcoin mempool within seconds.
Bitcoin blocks arrive about every 10 minutes on average, but individual blocks can take longer. A low wallet fee can delay your first confirmation.
Your BTC is exchanged and Monero is sent to your address.
Your wallet shows the XMR within minutes. It becomes spendable after 10 Monero blocks.
Bitcoin vs Monero: what changes after the swap
Many people swap BTC to XMR because the two coins handle privacy differently.
Bitcoin
Every address, amount and transaction is visible on a public ledger. Anyone who links an address to you can follow its history.
Monero
Sender, receiver and amount are hidden by default using ring signatures, stealth addresses and RingCT. Balances aren't publicly visible.
Privacy is a legitimate need for salaries, savings and business payments. Follow the laws and tax rules where you live.
Sending Bitcoin from an exchange
You can pay for a BTC to XMR swap straight from an exchange account. A few things are worth knowing first:
- Withdrawal delays: some exchanges process withdrawals in batches, which can add minutes or hours before your deposit reaches us.
- Withdrawal fees: exchanges deduct their own fee. Make sure the amount that arrives still matches what the swap expects, or the swap is recalculated at the rate when it confirms.
- Address formats: nearly all exchanges can send to the bc1 deposit addresses we use.
For the fastest swap, move your Bitcoin to your own wallet first, then send it to us with a normal fee.
Troubleshooting a BTC to XMR swap
My Bitcoin deposit has no confirmations
If you chose a very low fee, miners may take longer to include your transaction. Many wallets let you speed it up with "Replace-by-fee" (RBF). Check the current recommended fee of about 3 sat/vB before sending.
My Monero wallet shows zero
Let the wallet finish syncing with the network. Monero wallets scan the blockchain for payments addressed to you, which can take a while if the wallet has been closed for days.
The XMR shows as locked
New Monero is locked for 10 blocks, about 20 minutes. It unlocks automatically.
Safety checklist
- Create your Monero wallet before starting the swap and back up the seed phrase.
- Copy the Monero address from the wallet's Receive tab, never from an old message or email.
- Check the first and last characters after pasting.
- Only use quietswap.io. Bookmark it to avoid look-alike sites.
- Keep your order ID until the swap is complete.
BTC to XMR: frequently asked questions
How much XMR will I get for 1 BTC?
At the current rate of 1 BTC = 157 XMR, you receive that amount minus the 1% service fee and the Monero network fee. The calculator at the top of the page shows the exact figure.
How long does a BTC to XMR swap take?
Usually 20 to 60 minutes. We wait for 2 Bitcoin confirmations, which take about 20 minutes on average, then send Monero. Your wallet can spend the XMR after 10 Monero confirmations, about 20 minutes later.
Which Monero address should I use?
Any standard address (starting with 4), subaddress (starting with 8) or integrated address. A fresh subaddress for each swap is the most private choice.
What is the minimum amount to swap BTC to XMR?
The minimum swap is the equivalent of $85. The swap box shows it in BTC at the live rate.
Can I send BTC from an exchange?
Yes, but some exchanges send withdrawals in batches and may delay them. Sending from your own wallet is faster and lets you set your own network fee.
Why does my Monero wallet show the balance as locked?
Monero locks newly received funds for 10 blocks, about 20 minutes. This is a network rule, not a hold by QuietSwap. The funds unlock automatically.